Budget Master & Debt Payoff
Track take-home income, monthly expenses, savings goals, and plan debt payoff. Use Print Preview to save a snapshot.
🔒 Save these results to your client portal — one place for your whole financial picture.
Access Portal →
Add multiple income lines — paychecks, side gigs. Choose frequency and amount.
Total monthly income
$0
Calculated from frequencies
Weekly × 52 / 12, Biweekly × 26 / 12, Monthly × 1
Appears on printouts.
Monthly Expenses
Add bills, loans, and recurring payments. For mortgage pre-qualification, exclude non-debt recurring expenses.
| Name of bill | Min monthly payment | APR ↕ | Total remaining balance ↕ | Bill type | Actions |
|---|
Tip: For mortgage pre-qualification, leave out non-debt recurring expenses (food, utilities, medical) if they are not loans.
Total monthly expenses
$0
Available income after expenses
Total monthly income minus total monthly expenses.
Available monthly
$0
Savings goal calculator
Set a goal and monthly contribution to see months to reach it. Optionally include compound interest.
Months to goal: —
Default monthly save is set to available leftover income. Adjust to prioritize debt payoff.
Use extra money after savings to pay down non-mortgage debts and credit cards.
Estimated months to payoff
—
Payoff plan
Only non-mortgage debts and credit cards from the expenses list are included. Adjust extra monthly amount or savings to change the plan.